Uninsured Motorists in California

 

A recent study has shown that because of the down economy, many people are letting their auto insurance lapse because they can’t afford the premiums.  This means that you are more likely to get into an accident with someone who cannot cover the damage of your vehicle, or worse yet, your medical expenses. 

 

According to the Insurance Research Council, California ranks 7th on the list of most uninsured drivers.  As much as 18% of people are not paying, and that percentage goes up in large urban areas.  That means that 1 in 5 drivers are on the road, uninsured, and that number is expected to rise.

 

What does that mean for you, the consumer?  It means that if you get into an accident, then there is a 1 in 5 chance that the other person involved will not have coverage to pay for the damage to your car or your medical bills.

 

Now more than ever, you need to make sure that you are protected in the event that you are in an accident with an uninsured motorist.  Review your policy to see what your coverage is.  If you don’t already have uninsured motorist or underinsured motorist UM/UIM coverage, now is a good time to look into it.

 

If you have any questions about insurance you can always contact us at www.aisinsurance.com or call 888-772-4247

 

This content is offered for educational purposes only and does not represent contractual agreements. The definitions, terms and coverages in a given policy may be different than those suggested here and such policy will be governed by the language contained therein. No warranty or appropriateness for a specific purpose is expressed or implied.