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Why California Leads the Nation in Vehicle Theft (and How to Protect Your Car)

    2 minute read

    car theft in californiaThe state of California has garnered quite a reputation in a large number of categories. It’s the most populous state in the country. It’s one of the entertainment Mecca’s on the planet. And it is known around the world for its tourist attractions, mountains and beaches, and diversity of people and ideas.

    Unfortunately, it is also referred to as the “car theft capital of America.”

    Eight out of 10 Auto Theft Hot Spots Are in California

    Read More »Why California Leads the Nation in Vehicle Theft (and How to Protect Your Car)

    Could You Be Eligible for California’s Low Cost Auto Insurance Program?

      2 minute read

      These days, times are tight for many Californians. After spending their paychecks on housing, food, and utilities, many households still have to find enough money in the budget for auto insurance in order to drive legally in the state. Unfortunately, California is one of the most expensive states in the country when it comes to auto insurance. So drivers have no choice but to bite the bullet or refrain from driving, right?

      There may be another option. It’s called the California Low Cost Auto Insurance (CLCA) program.

      The idea behind this program is to allow low-income Californians a means to insure their vehicles if they cannot afford auto insurance on the open market. These policies are partially subsidized by the state government and issued by participating insurance companies. People who qualify can purchase up to $10,000 of per-person bodily injury or death coverage, up to $20,000 of per-accident bodily injury or death coverage, and up to $3,000 for per-accident property damage coverage. Underinsured motorist and medical payments policies are also available through CLCA.

      How Do You Qualify?

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      Do You Need a Commercial Car Insurance Policy?

        3 minute read

        commercial policy for your businessMany Californians are known for having nontraditional jobs. In addition to the well-documented actors, musicians, and artists, there are plenty of residents who eschew standard nine-to-five employment to work for themselves, while others choose to augment their regular income with side businesses. Not only can these individuals earn some extra cash, but they can also utilize their innate talents to help others and become a more integral part of their communities.

        However, many of these entrepreneurial types may not realize that they need commercial car insurance. Depending on what type of industry they are in or which kinds of services or products they provide, they may be better protected if they obtain a commercial auto insurance policy.

        Why Regular Auto Insurance Might Not Cover Your Business

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        Could Your Marital Status Impact Your Car Insurance Rates?

          3 minute read

          marital status and car insurance ratesAh, marriage — that beloved, respected, and cherished institution. Many people in California identify marriage as one of their biggest personal milestones; and some even view it as a life goal. And for everyone who ties the knot, their very existence is altered on a practical level. Married couples make decisions together, inherit their partner’s family and friends, and adjust their daily lives to account for another person.

          Oh, and marriage also affects auto insurance rates as well. But this, as with many (all?) aspects of marital bliss, is usually a good thing.

          Married? Congratulations… On Lower Auto Insurance Rates!

          It’s true: married drivers tend to pay less for auto insurance than their unmarried counterparts in most (but not all) states. Though the difference varies by state and insurer, a wedding ring is good for an approximate 10% cut in premiums.

          Read More »Could Your Marital Status Impact Your Car Insurance Rates?