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Auto Insurance Rates

Should You Install a Crash-Avoidance System on your Car?

    3 minute read

    There’s a distinct advantage to purchasing a new car rather than one that was pre-owned: the newer vehicle will probably have more safety features than its older counterpart. Years ago, you could buy a car with optional safety features like anti-lock brakes, air bags, and backup cameras. Today, all of this technology is standard equipment on most vehicles, and even newer gizmos on today’s cars can protect your safety even more.

    One of the latest add-ons for vehicle safety is the crash-avoidance system. Using a variety of sensors and cameras, these systems can help the vehicle’s computer to detect unsafe conditions before the driver can, thereby reducing the chances of a collision. The Ford Fusion and the Subaru Legacy are a couple vehicles which offer this technology.

     

    Crash Avoidance System

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    Will Ride-Sharing Companies Drive up Auto Insurance Rates for Everybody?

      3 minute read

      Transportation network companies, also known as TNCs or ride-sharing companies, are popping up in more cities across the U.S. With names like Uber, Lyft, and Sidecar, these entities allow a person to set up and pay for a ride using a smartphone app or computer. But TNCs don’t maintain their own fleets of cars; instead, they allow regular drivers to “rent” out their personal vehicles to those who want to earn more as ride-sharing drivers.

      It’s this latter aspect which is drawing the ire of some people in the insurance business. They claim that ride-sharing services are effectively driving up the rates of personal auto insurance policies for all other drivers in the areas in which they operate.

       

      Auto Insurance Rates

       

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