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It’s an unfortunate fact that there are many uninsured and underinsured motorists on the road. Yes, these drivers are putting themselves at risk of getting caught breaking the law. But if they are involved in an accident, they also probably won’t have the means to pay for the damages they have caused. This will cause problems for the insured driver, especially if it’s a really bad accident. Because of this, uninsured and underinsured drivers can face stiff fines and even jail time. According to the Insurance Research Council (IRC), 1 out 7 drivers is uninsured. That’s a lot of accidents that aren’t covered. Read More »Add-On Insurance Part III: Uninsured and Underinsured Motorist Insurance