Itâ€™s the 11th anniversary of the Great California ShakeOut, which takes place this year on October 17th at 10:17 A.M! Everyone is encouraged to participate in this earthquake drill, whether youâ€™re at home, work or school. The main goal of the ShakeOut is to make sure Californians are prepared in case of a major earthquake. Below, youâ€™ll find more information on the event and important earthquake-safety tips.Read More »Get Ready for the Great California ShakeOut
From extreme flash floods to powerful winds, storms have recently torn through many states. Whether you live somewhere that only gets a few inches of rain or somewhere that receives rain in torrents, you might be wondering if your Homeowners Insurance policy covers flood damage. It’s important for you to know that most standard Homeowners Insurance policies do not, in fact, cover flood damage done to your home. This means that your best bet is to add Flood Insurance to your policy.Â Read More »Is Flood Damage Covered By My Homeowners Insurance?
Thank goodness that fires are covered in a standard Homeowners Insurance policy, right? Well, if you consider the fact that a Homeowners Insurance claim will only cover rebuilding your home, not its current value, you may decide to be a little more careful when it comes to fire safety during the holidays. Accidents and mishaps happen more often around this time of year, including fires in the home. Weâ€™ve made a list of the most common holiday disasters, along with a list of doâ€™s and donâ€™ts. We hope we can help you prevent a fire this year and wish you and your friends and family a happy and safe holiday. Make sure to share these important tips with everyone near and dear to you.Read More »Avoiding Holiday Disasters: Fire Safety Is Key!
Chances are that if you own a home you have Homeowners Insurance or Condo Insurance. Even after people have paid off their mortgages, they often opt to keep their Homeowners Insurance policies activeÂ to protect their assets.Â This is because it’s the only reliable form of protection for a very valuable asset.Â Are you in the process of buying a new home or considering other options for an insurance carrier? Then itâ€™s important to educate yourself on Homeowners Insurance coverage options and the factors that affect a personâ€™s rate first. Read More »What Should I Know Before Buying Homeowners Insurance or Condo Insurance?