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How Much Auto Insurance Do I Need?

    5 minute read

    For many people, the question of how much Auto Insurance is enough may be tough to answer. Picking from the many different insurance options often feels a guessing game. Some people err on the side of safety, electing much more coverage than they need. Others do not have adequate Car Insurance or are in such heavy debt after buying a car that their loan is considered “upside down.”  To get the most out of your Auto Insurance, you need to know what you’re getting. And you should have a trustworthy agent.Read More »How Much Auto Insurance Do I Need?

    Add-On Insurance Part III: Uninsured and Underinsured Motorist Insurance

      3 minute read

      It’s an unfortunate fact that there are many uninsured and underinsured motorists on the road. Yes, these drivers are putting themselves at risk of getting caught breaking the law. But if they are involved in an accident, they also probably won’t have the means to pay for the damages they have caused. This will cause problems for the insured driver, especially if it’s a really bad accident. Because of this, uninsured and underinsured drivers can face stiff fines and even jail time. According to the Insurance Research Council (IRC), 1 out 7 drivers is uninsured. That’s a lot of accidents that aren’t covered. Read More »Add-On Insurance Part III: Uninsured and Underinsured Motorist Insurance

      Add-On Insurance Part II: Why Is Comprehensive Insurance Important?

        3 minute read

        When it comes to buying Car Insurance, you can’t just look at saving as much money as you can. You need to think ahead about the worst case scenarios in which you may need coverage. Your Car Insurance policy should be based on the very real financial losses that may occur if you’re a victim of theft or other type of loss. In short, you have to protect yourself in case an unforeseen mishap occurs. To have peace of mind knowing that you’re covered in almost any unfortunate auto situation, consider Collision and Comprehensive Insurance. Read More »Add-On Insurance Part II: Why Is Comprehensive Insurance Important?

        Add-On Insurance Part I: Why Is Collision Insurance Important?

          3 minute read

          Many people opt to buy the most minimal amount of Car Insurance possible. Why do they do this? The answer is usually that they want to save money. It can be expensive just to pay for the minimum Car Insurance that is legally required by the state for all drivers. But in most cases, that minimum amount of Liability Insurance is not enough. People who have only the minimum amount can end up owing hundreds or even thousands of dollars out of pocket after an accident. It’s usually better to pay a little bit more on each payment to have additional Auto Insurance coverage. In fact, add-on coverage like Collision Insurance might just be the only thing standing between you and a financial disaster. Read More »Add-On Insurance Part I: Why Is Collision Insurance Important?