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Cars and Auto Insurance

What Do People Really Think About Usage-Based Auto Insurance?

    3 minute read

    Usage-based insurance is one of the biggest innovations the auto insurance industry has seen in quite some time. The question is – will it catch on with Americans?

    Here’s the idea: you place a little device (which usually plugs into a fuse port under your dashboard) in your car that reads data from your vehicle’s on-board computer. It collects information on your driving time, mileage, speed, acceleration, braking, and similar categories. This data is transmitted to the insurer, who sets your insurance rate based on your actual driving behaviors, rather than estimating it based on what your peers do. As a result, many people can potentially save a great deal of money on their auto insurance policies.

    Do American Drivers Like Usage-Based Auto Insurance?

    On paper, it sounds like a great idea. What do regular Americans think?Read More »What Do People Really Think About Usage-Based Auto Insurance?

    The Inside Scoop on the 2014 New York Auto Show

      3 minute read

      You can’t jump into a time-traveling machine and jump ahead to the future. You can’t even catch a glimpse of the future by gazing into a crystal ball. But in the automotive world, you can see what lies ahead in the future by attending the New York Auto Show.

      Every year just before Easter, the New York Auto Show kicks off at the Jacob Javits Convention Center in the Big Apple. This year marked the 114th staging of the show, and as always, automakers were on hand to showcase some of the new 2015 model-year vehicles as well as some concept cars and other exhibits. Here are some of the vehicles that received the most buzz at the 2014 New York Auto Show:

      New York Auto ShowA great auto show in a great state!Read More »The Inside Scoop on the 2014 New York Auto Show

      Got a Car Backup Camera? Unfortunately, No Insurance Discount!

        3 minute read

        Modern passenger vehicles are well-designed to help drivers avoid collisions. Sightlines are maximized, side and rear view mirrors are provided, and even blind spot sensors are installed in these vehicles.

        Although these features help motorists while the vehicle is in drive, there are still problems when the vehicle is in the reverse gear. Even if drivers use their mirrors and/or turn around to look behind them, they are still at risk of causing a collision.

        Insurance discountUnfortunately, she can’t see everything that’s behind her.Read More »Got a Car Backup Camera? Unfortunately, No Insurance Discount!

        The Cheapest (and Most Expensive) Cities for Michigan Auto Insurance

          3 minute read

          There are so many different things that make Michigan unique. Like the fact that it’s split into two parts. Or its vast expanse of forests, lakes, and rivers. Or that it’s the birthplace of Motown, the U.S. auto industry, and the Peace Corps. But if you have to get from the LP to the UP and back again, or drive anywhere along Michigan’s roads and highways, then you have to have auto insurance.

          Is Michigan Auto Insurance Expensive or Inexpensive?

          Everyone in Michigan is required to maintain basic no-fault auto insurance, which pays for injuries you sustain in an accident regardless of who is at fault. This insurance is made up of personal injury protection, property protection, and residual bodily injury/property damage liability insurance. This latter policy must have minimum limits of $20,000 bodily injury per person, $40,000 bodily injury per accident, and $10,000 property damage.

          Michigan auto insuranceRead More »The Cheapest (and Most Expensive) Cities for Michigan Auto Insurance