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Cars and Auto Insurance

No Way! A Car That Cleans Itself?

    3 minute read

    There’s an undeniable truth in the U.S.: a large number of Americans simply don’t like to clean.

    As a result, countless innovations have been made in this nation that serve to mitigate or eliminate this pesky chore. It began with automatic clothes washers and dishwashers and then progressed to self-cleaning ovens and windows. There are even self-cleaning public bathrooms in some places.

    Car that cleans itself
    So perhaps this represents the next logical step in our “cleaningless” evolution: the self-cleaning car.

    Read More »No Way! A Car That Cleans Itself?

    Anatomy of an Auto Insurance Fraud Scheme

      3 minute read

      You hear about the scourge of “insurance fraud” from reading the newspapers and websites like this one. The Coalition Against Insurance Fraud estimates that a mind-boggling $80 billion in fraudulent insurance claims are filed in the U.S. each year. Much of these costs are passed on to consumers in the form of higher insurance premiums. For instance, the National Insurance Crime Bureau says that about $200 to $300 of your auto insurance premiums are a direct result of fraud and its related costs.

      But even though you’re aware of auto insurance fraud, you may not have a clear picture of what the term means. Chances are, you  may not have much of an idea about how this type of fraud is executed and how insurance companies lose money as a result. With that in mind, here is a close-up look at the anatomy of one auto insurance scam that was recently discovered in New Jersey.

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      The Cheapest (and Most Expensive) Cities for Illinois Auto Insurance

        3 minute read

        From bustling cities to green parks to beautiful lakes, the state of Illinois has a lot to offer its residents. But to experience all of the advantages of living in Illinois, you need a car to get around the state’s highways and roads.

        And in order to drive in the Land of Lincoln, state law requires you to have an auto insurance policy. All Illinois drivers must obtain liability insurance with at least $20,000 in per-person bodily injury coverage, $40,000 in per-incident bodily injury coverage, and $10,000 in property damage coverage. In addition, drivers must also purchase uninsured/underinsured motorist insurance with minimum bodily injury limits of $20,000 per person and $40,000 per accident. On average, Illinois drivers pay about $832 per year for minimum coverage.

        Is Illinois Auto Insurance Expensive or Inexpensive?

         

        Illinois auto insurance

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        Are You Covered if You Decline Rental Car Insurance?

          3 minute read

          These days, renting a car is easier than ever. You can make a reservation ahead of time right from your computer, and pick up your vehicle when you arrive at the rental facility.

          What may not be simple is deciding whether or not to purchase car insurance offered by the rental company. Are you covered if you say no, or should you bite the bullet and pay the extra money? This can be made more difficult if you’re stressed from being on a plane for a few hours, grabbing your checked bags off the carousel, and hauling them to the rental car place.

           

          Rental car insurance

           Read More »Are You Covered if You Decline Rental Car Insurance?