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Itâ€™s true that most states do not require you to carry Boat Insurance. However, your boat is a valuable asset, much like your car or recreational vehicle. So, why wouldnâ€™t you want to protect it with insurance?Â Think about what would happen if your boat hits another watercraft,Â is vandalized in storage or getsÂ stolen. Without Boat Insurance, you’d end up paying hundreds or even thousands of dollars out of your pocket for those losses.Read More »Why Do I Need Boat Insurance? What Does It Cover?